After you find the right home, getting the right mortgage is the next important decision you’ll make in the homebuying process. Being prequalified by a mortgage lender lets you know how much you can borrow. To be sure you’re getting the best deal, talk with multiple lenders and compare their mortgage interest rates and loan options.

Get Mortgage Fit: Prequalification vs. Preapproval Pre-qualification can be done over the phone or online, and there’s usually no cost involved. It’s quick, usually taking just one to three days to get a pre-qualification letter.

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Getting a mortgage prequalification is an informal evaluation that helps you determine how much home you can afford. Find out how to get prequalified and get a customized list of the best lenders.

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