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Best Mortgage Rates HELOC – RateHub.ca – Home Equity Line of Credit (HELOC) A home equity line of credit (HELOC) is a revolving line of credit that allows you to borrow the equity in your home at a much lower interest rate than a traditional line of credit. Home equity is the current market value of your home minus the remaining balance of your mortgage. Essentially, it’s the amount of ownership of a property you have built up.
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