U.S. Bank |Second Mortgage vs. Home Equity Loan – A loan to purchase a home is usually the first mortgage lien recorded on a property; subsequent loans depend on the amount of owners’ equity in the home and generally require a new appraisal. Homeowners may use the money from these second mortgages – available as a lump sum home equity loan or as a home equity line of credit – for any purpose.
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Capital Gains Tax On Second Home Sale – Bankrate.com – 2014-06-24 · The ownership test is met if you have owned the home for at least two years, and the use test is met if you have lived in the home as your main home for at least two years.
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Second Mortgage Home Loans – Lenders & Rate Information – Second Mortgage Home Loans – Lenders & Rate Information A second mortgage is an additional loan that can be acquired after the first. The same assets that were used to secure the first, must be used to secure the second.
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